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Our Services · Retirement Projections

See your retirement clearly.


When can you retire, and how much income will you really have? We model your future so today's decisions are made with clarity — turning a vague hope into a plan you can see, test and adjust.

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What's involved

More than a number —
a plan you can see.


Retirement planning is about more than a single figure. We project your income, spending and longevity across a range of scenarios, so you understand what's genuinely achievable and where small changes make a big difference.

Approaching retirement gradually? We also advise on transition to retirement (TTR) strategies — using a TTR pension and salary sacrifice to ease from full-time work into retirement while keeping your income steady and your super working harder.

With realistic modelling and a clear drawdown strategy, you can step into retirement with confidence rather than guesswork.

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What's included
  • Retirement income modellingProjecting the income your assets can sustainably support.
  • Transition to retirement (TTR)Easing from work into retirement with a TTR pension and salary sacrifice.
  • Drawdown strategyStructuring how and when you draw on super, pensions and investments.
  • Longevity planningStress-testing your plan against a long and healthy retirement.
  • Scenario analysisComparing retirement ages, spending levels and market conditions.
  • Age Pension considerationsUnderstanding how entitlements interact with your assets over time.
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Zinos Wealth

The clarity to look forward with confidence.

Who it's for

Clarity, whatever your
stage of retirement.


Within ten years

Pressure-testing whether you're on track for the retirement you want.

Unsure of your number

Replacing guesswork with modelled, realistic projections you can trust.

Already retired

Reviewing your drawdown to help your money last as long as you do.

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Advice that connects

When can you
really retire?

Let's model it together. Book a complimentary discovery call and we'll show you what your retirement could look like.

Book a Discovery Call